Learn how to apply for a BJ’s credit card online and take advantage of the many perks that come with being a cardholder.
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Introduction
BJ’s is a credit card issuer that offers many different types of credit cards each with its own perks and benefits. You can apply for a BJ’s credit card online by filling out an application form on the BJ’s website. The process is simple and only takes a few minutes. After you’ve submitted your application, you will receive an email confirmation within 48 hours.
What is a BJ’s Credit Card?
A BJ’s Credit Card is a store credit card that can only be used at BJ’s Wholesale Club locations. It offers cardholders a variety of benefits, including access to exclusive sales and promotions, as well as the ability to earn rewards points on every purchase made with the card. In order to apply for a BJ’s credit card online, you will need to have a valid email address and US mailing address.
How to Apply for a BJ’s credit card Online
In order to apply for a BJ’s Credit Card online, follow these steps:
1. Go to https://www.bjs.com/en-us/credit-cards.html
2. Scroll down and click on the blue ‘APPLY NOW’ button under the ‘BJ’s Perks Elite Mastercard’ section
3. On the next page, fill out the form with your personal information including your name, address, phone number, email address, and date of birth
4. Choose whether you would like to receive paperless statements and then click on the green ‘Continue to Application’ button
5. On the next page, fill out the form with your financial information including your annual income, employment status, housing status, and credit history
6. Review BJ’sapplication terms and conditions and then click on the green ‘Submit Application’ button
7. You will receive a decision on your application within 30 days
How to Use a BJ’s Credit Card
BJ’s Wholesale Club offers two different credit cards to their shoppers, which serve two different purposes. The first is the BJ’s Perks Elite Mastercard, and the second is the BJ’s Perks Rewards World Mastercard. Each has different benefits, and shoppers can decide which one best suits their needs.
To apply for a BJ’s credit card, shoppers can visit the website and fill out an application. Once the application is complete, shoppers will receive a decision in as little as 60 seconds. If approved, shoppers can use their new credit card immediately.
The BJ’s Perks Elite Mastercard offers shoppers special financing on purchases of $299 or more, as well as exclusive discounts and perks. Cardholders also earn 5% back on most BJ’s purchases, 2% back at gas stations and restaurants, and 1% back on all other purchases. There is no annual fee for this card.
The BJ’s Perks Rewards World Mastercard offers all of the same benefits as the Elite Mastercard, with the addition of rewards points that can be redeemed for free travel, cash back, gift cards, and more. Cardholders earn 3 points per $1 spent at BJ’s, 2 points per $1 spent at gas stations and restaurants, and 1 point per $1 spent on all other purchases. There is a $75 annual fee for this card.
Advantages of a BJ’s Credit Card
There are many advantages to having a BJ’s Credit Card. For starters, you’ll earn two points for every dollar spent at BJ’s, and one point for every dollar spent elsewhere. You can also take advantage of exclusive cardholder promotions and discounts, as well as special financing offers. Plus, you’ll get free two-day shipping on BJ’s club purchases over $100.
Disadvantages of a BJ’s Credit Card
There are a few disadvantages to getting a BJ’s credit card. First, if you are not a member of BJ’s, you will have to pay an annual fee to use the card. Second, the interest rate on the BJ’s credit card is higher than the average credit card interest rate. Finally, if you carry a balance on your BJ’s credit card, you will have to pay a monthly maintenance fee.
How to Cancel a BJ’s Credit Card
It is easy to cancel a BJ’s credit card online. Follow the steps below to cancel your card:
1. Log in to your account on the BJ’s website.
2. Click on the “My Account” tab.
3. Click on the “Credit Cards” tab.
4. Click on the “Cancel Card” link.
5. Follow the instructions on the screen to cancel your BJ’s credit card.
FAQ’s about BJ’s Credit Card
BJ’s Credit Card is a rewards credit card that gives you 5% cash back on all BJ’s purchases, 2% cash back on gas and grocery store purchases, and 1% cash back on all other purchases. You can also get a $25 BJ’s Gift Card when you are approved for the card and make your first purchase.
To apply for a BJ’s Credit Card, go to the website and fill out an application. You will need to provide your name, address, date of birth, social security number, and annual income. After you have submitted your application, you will receive a decision in the mail within 7-10 business days.
Conclusion
We hope this guide has been helpful in explaining how to apply for a BJ’s credit card online. Applying for a credit card online is a quick and easy process, and it is always worth taking the time to compare different offers before making a decision. We hope you find the best credit card for your needs!
