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Are you searching for a review of OPM Wealth? Is OPM Wealth a Ponzi scheme?
You may have heard about OPM Wealth if you desire to earn money online. Perhaps you were encouraged to join OPM Wealth by a long-lost distant cousin or via social media. However, with so many internet frauds, you may be unsure whether or not you can trust it.
Regardless, before you put any money into your future, be sure the investing platform you’re using is trustworthy.
I’ve spent years reviewing hundreds of comparable online programs like OPM Wealth because I’m passionate about assisting others in discovering the greatest money-making possibilities online.
I’ve spent the last week researching the OPM Wealth so that I can tell you all you need to know about it.
As a disclosure, I am not involved with OPM Wealth and have not been compensated to write this review. As a result, you can be certain that my opinions are impartial.
In this review of OPM Wealth, I’ll go over the following topics:
What Is OPM Wealth, Exactly?
Other People’s Money (OPM) is an abbreviation that stands for “Other People’s Money.” Clearly, the term indicates that you make money by pooling money from other individuals or users.
OPMWealth is a multi-level marketing pyramid scam that enlists newcomers to promote the same company to others using other people’s money.
They’ll teach you how to secure a loan (if you can’t pay the membership fees) and earn money using other people’s money.
OPM is a high-ticket business that promises six-figure income in three months, comparable to a cash giving scheme. It’s a huge assertion that looks implausible.
In addition, the owner/founder of OPM Wealth is not listed. Instead, OPM Wealth is represented by a guy called Stefan Dessalines. He is featured in all of OPM’s advertising films as the company’s top marketer.
OPM’s platform looks to be rather simple at first sight. It very much meets the cookie-cutter standards as a basic, unpopular MLM firm attempting to spruce up its marketing efforts using bitcoin.
You may join for free if you view Stefan’s short video. After you’ve completed your profile, you’ll be forced to view three more intro videos.
To advance in the program, you must arrange a call with a mentor and choose a package.
Because most individuals can’t afford such a costly undertaking, the organization even provides credit guarantee to assist you.
But I’m not sure how forcing folks into debt will benefit them.
You’ll get access to training and instructions on how to attract others as soon as you purchase in.
There are numerous packages available, as well as a two-tier Compensation scheme, which I will go over in depth later in my OPM Wealth review.
Recommendation: This Is The Most Effective Alternative
Who is OPM Wealth’s Inventor?
Due to a lack of facts, I am unable to determine if Stefan Dessalines is the true owner of OPM Wealth or only a representative.
Stefan is without a doubt the guy in command, since he appears in almost every film.
Stefan has previously worked as an actor. He does not have a background in marketing.
This worries me a great deal. There’s no way you can trust someone who asks you to pay large quantities of money.
If I were thinking about joining OPM Wealth, I’d want to learn more about Stefan and maybe phone him.
After doing some investigation, I came upon Stefan’s Facebook group.
Stefan’s organization, strangely enough, has just 231 members and hasn’t been active since 2017.
This isn’t always the worst situation. He could have had enough of social media. Nonetheless, I’m not certain he’s the best person to follow.
What Is OPM Wealth and How Does It Work?
As I explained in my OPM Wealth review, the plan is essentially a technique of borrowing money from banks to finance the system and attract new members.
To others, it may seem to be a ruse. Others would argue that it is a viable means of making money online.
Nonetheless, I tend to agree with those who say it is a con that benefits only the perpetrators.
In any event, the technique is basic.
You’ll get some training that looks like this if you buy the first bundle.
- What is it, exactly?
- How Does It Work?
- Where Do I Begin?
- Franchise in the Digital Age
- Other People’s Money (OPM)
- Exceptional credit
- The Reality of Money
- Organizing your time
- Basics of Cryptography
- Cryptocurrency Trading
- Shift in Perspective
- Systemic Influence
- Compensation
- Life’s Rules
- Keep More Cash
- Seven Steps to Financial Independence
- Money has 20 rules.
- The Influence of Mindset
- Pt. 1: Financial Independence
- Pt. 2: Financial Independence
Before you can access the coaching sessions, you must first view the free videos and have a coaching call with a member of the team.
A scheme member will be assigned to you to urge you to join.
After finishing the course, you must take action and invite people to join OPM Wealth in order to earn commissions.
Furthermore, marketing activities will continue to incur expenses in the future.
Recommendation: This Is The Most Effective Alternative
What Services Does OPM Wealth Provide?
You may join up for a free account with OPM Wealth and view free videos. Then you may decide whether to stay in the program or not.
If you join, you may expect to get the following benefits.
- The cost of Hermes is $2,000
- The cost of Apollo is $5,000.
- The cost of Athena is $8,500.
- The price of Poseidon is $14,500.
- Zeus is priced at $27,500.
They’ve also done an excellent job with the names. All of them are Greek gods.
It is obvious that each successive package (level) will cost an increasing amount of money.
To earn commissions with OPM Wealth, you must buy each package.
I seek for a product that provides a genuine, concrete advantage while investigating MLM organizations. With OPM Wealth, this is not the case.
Instead, when you sign up, you’ll have access to a series of 17-step videos that will teach you how to get started generating money right now. These videos’ titles are mentioned below.
- Step 1. Franchise in the Digital Age
- Step 2. Other People’s Money (OPM)
- Step 3. Exceptional credit
- Step 4. The Reality of Money
- Step 5. Organizing your time
- Step 6. Basics of Cryptography
- Step 7. Cryptocurrency Trading
- Step 8. Shift in Perspective
- Step 9. Systemic Influence
- Step ten: Recompense
- Step 11. Life’s Rules
- Step 12. Keep More Cash
- Step 13. Seven Steps to Financial Independence
- Step 14. Money has 20 rules.
- Step 15. The Influence of Mindset
- Part 1 of Step 16: Financial Independence
- Part 2 of Step 17: Financial Independence
They don’t seem to provide anything really exceptional, based on the video list above.
Is it Possible to Make Money With OPM Wealth?
You get a commission when you recruit someone who is on the same road as you.
Your commission is determined by your position. If you have a Hermes level, you will get a commission on the purchase of your recommendation.
You will not be paid a commission if your referral upgrades while you stay at the same level.
Here’s a closer look at the OPM Wealth Compensation scheme.
Compensation Strategy
The Compensation Strategy uses a two-tier system, which means you get paid commissions based on the actions of your referrals and on the actions of their referrals.
- The first layer commission is 60%.
- The second-tier commission is 10%.
For example, if a level one referral upgrades to the Hermes package, you may earn $1,200, and if a level two referral upgrades, you can receive $200.
When they upgrade to the Apollo package, level two referrals will get $2000 and $500 each.
To the Athena package, you receive $5,100 for the first level upgrade and $850 for each level two referral upgrade.
You gain $8,700 for the first level upgrade and $850 for the second level upgrade.
Finally, a level one improvement is worth $16,500, while a level two upgrade is worth $2,750.
You can understand why I regard OPM Wealth to be a pyramid scheme first and foremost, and most likely a fraud as well, but let’s not get ahead of ourselves.
Because no things are sold or anything of value is offered, this is a pyramid scam by definition.
As a result, this company model is unsustainable and will eventually fail.
Recommendation: This Is The Most Effective Alternative
Wealth Pricing at the Office of Personnel Management
Getting in on all this OPM Wealth goodness is free. By making a free account, you can access introductory videos about OPM, How Does It Work?, and how you can get started.
If you wish to make money, you must acquire one of OPM’s wealth packages.
- $2,000 Hermes
- $5,000 for Apollo
- Athena is valued at $8,500.
- Poseidon is valued at $14,500.
- $27,500 Zeus
I believe it is obvious that joining OPM is not inexpensive, but producing money on your own requires a certain level of dedication. “Not for wimps!” said Stefan of the program.
In exchange for your money, what do you get? Through a multilevel marketing Compensation Strategy, you can earn commissions through training courses.
What Kind of Profits Can You Make With OPM Wealth?
Assume you spent somewhere between $2000 and $27500 to join OPM Wealth. Here’s how you can start recouping your losses.
OPM Wealth will compensate you for each new member you bring into your organization.
Take a look at the profits possibilities below:
- On Level 1, Hermes receives a fee of $1,200, and on Level 2, Hermes receives a commission of $200.
- On Level 1, Apollo receives a $3,000 commission, and on Level 2, he receives a $500 commission.
- Athena earns $5,100 on Level 1 and $850 on Level 2.
- Poseidon earns $8,700 on Level 1 and $1,450 on Level 2.
- Zeus earns $16,500 on Level 1 and $2,750 on Level 2.
Furthermore, your commissions will only be legitimate if your direct or indirect recruits buy the same Wealth Package as you.
If your direct recruit chooses Zeus instead of Hermes in a Hermes Package, you will not be awarded. You must purchase all of the packages in order to maximize your profits.
You may withdraw your commissions in Bitcoin, Litecoin, or Ethereum at any moment.
Recommendation: This Is The Most Effective Alternative
Pros of OPM Wealth
1. Potential for a lot of money
It’s difficult for me to overlook OPM Wealth’s potential. The percentages are quite high even at Level 2, and the 24-hour rewards in your preferred crypto make the bargain even sweeter.
Of course, this is assuming that everything goes according to plan and that there are no surprises along the road (which is seldom the case).
This is a fantastic opportunity if you are good at selling to people and can put together a team of doers.
Any system built like OPM Wealth, on the other hand, does not appeal to me. It does not sit well with me.
2. OPM Wealth provides a no-cost account.
Before I give over my credit card information, I am always enticed by freebies.
I guess it’s good that OPM Wealth offers a free account for you to get a sense of How Does It Work? before forking over $2000.
Cons and Complaints about OPM Wealth
They won’t educate you how to expand your web company for one thing.
Their primary emphasis is on the Plutus Plan and the commissions that may be made by recruiting individuals.
In addition, OPM said that investors will be accessible for your company, but this is not the case.
2. Ineffective Videos
Once you’ve bought a Wealth Package, you’ll be able to view all of OPM Wealth’s films online.
Is it worth spending $2,000 on movies that you’ll only view once or twice before getting the gist? No, I don’t think so.
3. There is no product to provide
In order to function lawfully in the United States, an MLM organization must provide things that have genuine value, even if they are marketed at inflated costs.
OPM Wealth does not respect this guideline, and as a result, it is prohibited from functioning in any state.
4. Recruitment-Only Compensation Strategy
Only by encouraging people to join OPM Wealth can you earn money. As a consequence, the firm is on the point of becoming a Ponzi scam.
There is no such thing as a long-term pyramid/Ponzi scam, and it’ll only be a matter of time until money runs out and Stefan quits.
By definition, pyramid schemes are business models in which participants are recruited by promising money or services in return for enrolling others in the plan rather than selling shares or goods.
There’s also a chance it’s a fraud since pyramid schemes are prohibited in almost every country on the planet.
5. OPM Wealth asks you to take out a loan
Borrowing money to invest in a pyramid scheme is never a wise idea.
The OPM Wealth technique is based on obtaining a bank loan (other people’s money) in order to invest and generate money for the person who introduced you to it.
In any case, I wouldn’t take out a $27,000 loan to invest in some bogus online enterprise.
6. An Easy Opm Wealth Collapse Is Possible
When recruiting expands, pyramid systems become unsustainable, and most participants are unable to benefit.
OPM Wealth is bound to collapse at some time in the future.
Would you still consider becoming a member now that you know your money isn’t safe?
Could you imagine squandering thousands of dollars and hours of your time on a project that is certain to fail?
7. No testimonials or other proofs are available.
Finally, the absence of testimonials or any evidence that OPM Wealth works for others leads me to assume it is a fraud.
No one has been able to present their findings.
I’m not going to be able to participate in anything like this.
8. Expenses That Aren’t Visible
For this method to succeed, a significant amount of money must be spent in web advertisements.
If the training isn’t appropriate, you may lose a lot of money, and the expenditures could soon grow.
Furthermore, the amount of these additional costs is not mentioned in advance.
Recommendation: This Is The Most Effective Alternative
Is OPM Wealth a multilevel marketing company?
The OPM Wealth pyramid scam is a high-ticket pyramid scheme.
High-ticket methods like OPM Wealth may help you generate money. It is, however, not a good idea.
At first, you fool yourself into thinking you’re joining a pyramid scam. You must attract people into the pyramid scheme to return your investment.
It’s true that you have to spend money to make money, but paying $2000 to join a ridiculous program in order to achieve a six-figure salary in a year is ridiculous.
In some ways, this, like FM World and Ascira, is a ruse.
Actually, if you truly want to make some extra cash on the side, you should devote some time to understanding affiliate marketing.
Affiliate programs enable you to advertise other people’s items on your website or blog in exchange for a percentage of the sales earned.
Affiliate marketing is a great way to make decent, honest money, and hundreds of individuals have turned it into a full-time career.
Furthermore, you do not need to spend $2,000 to begin this training program or to begin developing an affiliate website.
At the conclusion of this OPM Wealth review, I’ll tell you more.
OPM Wealth: Is it a Scam?
You may call OPM Wealth a fraud since it has many characteristics of something criminal.
Furthermore, no third-party screening systems, such as the Better Business Bureau, have listed the firm.
In my investigation for this review, all I could discover were other reviews like mine that expressed the same things I did.
You may read some accounts of individuals who fell for the OPM Wealth con on the internet.
As a result, I do not believe OPM Wealth is either safe or a worthwhile investment.
Several thousand dollars might be borrowed and spent on a program with no testimonials, which is unlawful by any standard, and which could fail in a matter of months.
You’d lose your money and find yourself in debt as a result.
Recommendation: This Is The Most Effective Alternative
Real User OPM Wealth Positive and Negative Feedback
Positive OPM Wealth Reactions
- It is feasible to earn money and grow your bitcoin holdings.
- Using a platform to educate its members about cryptocurrencies.
- Providing a cryptocurrency-earning platform for affiliates.
- It’s a benefit if you can get on-going training and assistance.
- For your prospects, there is a phone interviewing procedure conducted by business staff, as well as follow-ups to assist you complete the deal.
Negative OPM Wealth Reactions
Here are some of the drawbacks I discovered using OPM Wealth:
- The fee of joining is exorbitant when compared to other bitcoin affiliate networks.
- There aren’t many more disadvantages that I can think of right now.
Final Verdict on the OPM Wealth Review
OPM Wealth is a pyramid scam in which individuals are recruited to join the program. You must upgrade via various packages and recruit others to do the same in order to unlock commission levels.
To be successful with this scam, you’ll need at least $50,000 plus the ability to persuade others to contribute as well.
OPM Wealth is technically not a fraud, but it is a pyramid scheme, which is unlawful, thus it is the same thing.
OPM Wealth is not the finest approach to make money online, thus I will not suggest it. If you’re serious about making money online, I’ll tell you about the greatest option later.
Recommendation: This Is The Most Effective Alternative
The Best Way To Make Passive Income Online With OPM Wealth
If you’re just getting started with your internet company, you deserve a better program than OPM Wealth.
Wealthy Affiliate is the platform that I recommend the most.
Wealthy Affiliate is a one-stop shop for starting an affiliate marketing company from the ground up.
When you join Wealthy Affiliate, you’ll have access to a first-class site hosting service, keyword research tools, community support, thorough training, writing tools, and other technologies to assist you step-by-step develop an online company.
Wealthy Affiliate offers a free account that allows you to get started with affiliate marketing right now without spending any money.
If you like the site, you can subscribe to a premium membership to have access to all of its features. After then, there are no more upsells.
However, how much money can you make with Wealthy Affiliate? A 21-year-old Wealthy Affiliate student earned $7,395 in only one week, equating to more than $1,000 a day…all while following the Wealthy Affiliate training.
Wealthy Affiliate, in comparison to Authority Hacker, has a considerably longer history, having been around for 15 years and boasting several success stories over the last decade. Wealthy Affiliate now boasts over a million users, demonstrating the platform’s popularity.
Here are some more inspirational success stories from Wealthy Affiliate members to offer you additional examples.
What is the best way to join Wealthy Affiliate?
Wealthy Affiliate offers a very straightforward price structure. There are two levels of membership: free and premium. Premium membership is just $49 per month or $395 per year.
If you’re interested in learning more about Wealthy Affiliate, you can join up for a free starting membership by clicking here (no credit card required). You may choose to be a free member for an indefinite period of time.
As a starting member, you’ll get immediate access to the community, live chat, over 500 training courses, two classrooms, networking, comments, one free website, and the keyword tool.
You may take advantage of all of these benefits without spending any money.
So I highly urge you to create a free account and check it out for yourself.
Recommendation: This Is The Most Effective Alternative
Questions and Answers about the Office of Personnel Management’s Wealth Review
1. What is OPM Wealth’s BBB accreditation status?
At this time, the BBB has not accredited the OPM Wealth system.
Because OPM Wealth is Plutus Plan’s marketing tool, I doubt it will ever get certified.
Plutus Plan is also now unaccredited.
2. Do you just give up commissions or do you also pass up your members?
If you qualify for the deal as a paid or free member, you simply pass up the sale, not the member.
3. How much does it cost to join OPM Wealth?
You may join OPM Wealth for free, or you can become a free affiliate.
To be eligible for commissions, you must turn down 5 sales (the level you will qualify at is unknown when you join as a free affiliate).
You may presently join one of five product tiers. These are the following:
- Hermes – You must spend $2000 to join this product level.
- Apollo – You must spend $5000 to join this product level.
- Athena – To join this product level, you must spend $8500.
- Poseidon – To join this product level, you must spend $14500.
- Zeus – To join this product level, you must spend $27500.
- To participate in any payment, you must have Bitcoin or another cryptocurrency.
4. Is OPM Wealth providing you with leads?
You will not get any leads if you join after paying your package level price.
Nonetheless, you may buy lead bundles beginning at $2,500 from the firm.
As far as I’m aware, I have no first-hand experience with lead quality or conversion rate.
Recommendation: This Is The Most Effective Alternative
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